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Co-Pays vs. Co-Insurance vs. Deductibles
Co-Pays vs. Co-Insurance vs. Deductibles Its not unusual to be confused about the different ways a health care plan may require members to provide payment for services received. Here is a quick overview of the most common payment methods:

  • Co-Payments
    With a health care plan utilizing co-payments, each member pays for medical services at fixed rates known in advance of receiving those services.

  • Co-Insurance
    If you have co-insurance, you will pay a fixed percentage of the cost for all medical services received.

  • Deductibles
    If your health plan includes deductibles, then you will pay all medical bills up to a certain point, after which the plan will cover the remaining costs.

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