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MCM MAXCARE LEGAL STATEMENT
Disclaimer
Information on this web site is provided "AS IS" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth herein is for informational purposes only, and no warranty is made that the information is error-free. Please note that once you leave this site, either by using a link we may have provided for your convenience or by specifying your own destination, MCM Maxcare accepts no responsibility for the content, products and/or services provided at these non-MCM Maxcare locations. MCM Maxcare does not control, endorse, promote or have any affiliation with any other web site unless expressly stated herein.
Limitation of Liability
IN NO EVENT WILL MCM MAXCARE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEB SITE, OR ANY OTHER HYPER-LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.
Changes to This Site
Information may be changed or updated without notice. MCM Maxcare has no obligation to update information presented on this web site, so information contained herein may be out of date at any given time. MCM Maxcare may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.
Forward-Looking Statements
Certain information related to financial and operating performance contained on this website is forward-looking. You should consider forward-looking statements to have been made only as of the date of their original publication. Those statements, while included on this website for historical reference, have not been updated. Further, that information is based on management's estimates, assumptions and projections and is subject to significant uncertainties and other factors, many of which are beyond MCM Maxcare's control. Important risk factors could cause actual future results and other future events to differ materially from those estimated by management. Those risk factors include, but are not limited to: unanticipated increases in medical costs (including increased medical utilization, increased pharmacy costs, increases resulting from unfavorable changes in contracting or recontracting with providers, changes in membership mix to lower-premium or higher-cost products or membership-adverse selection; as well as changes in medical cost estimates due to the necessary extensive judgment that is used in the medical cost estimation process, the considerable variability inherent in such estimates, and the sensitivity of such estimates to changes in medical claims payment patterns and changes in medical cost trends); continued decreases in membership levels; increases in medical costs or Group Insurance claims resulting from any future acts of terrorism; the ability to achieve targeted savings from work force reductions and to otherwise reduce administrative expenses in light of significant membership reductions being experienced; the ability to maintain targeted levels of service, and improve relations with providers, as well as operating performance, while making significant staff reductions and taking actions to reduce medical costs; the ability to successfully implement MCM Maxcare's new operating model; lower levels of investment income from continued lower interest rates; adverse government regulation (including legislative proposals to eliminate or reduce ERISA pre-emption of state laws that would increase potential litigation exposure, and other proposals, such as the Patient's Bill of Rights, that would increase potential litigation exposure or mandate coverage of certain health benefits); adverse pricing actions by government payors; changes in size, product mix and medical cost experience of membership in key markets; and the outcome of litigation and regulatory matters, including multiple health care class actions and ongoing reviews of business practices by various regulatory agencies. For more discussion of important factors that may materially affect MCM Maxcare, please contact MCM Maxcare to discuss these risk factors.
Products and Services Offerings
"MCM Maxcare" is the brandname used for products and services provided by Medical Claims Management, Inc.
The product and/or services descriptions, if any, provided on this site are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable regulation areas and in many instances may be offered only through employers or other plan sponsors. Specific products may not be available in both self-funded and insured forms.
Covered services and preferred benefits are provided under the terms of the applicable plan contract, including limitations and exclusions.
Anyone interested in a particular product should contact MCM Maxcare to determine whether the product and/or service is available in their jurisdiction, and to request a copy of the applicable policy or prospectus for a complete description of the product and/or service in question.
Not a Solicitation
Nothing in this site should be construed as a solicitation or offer to purchase coverage from MCM Maxcare or any of its affiliated companies.
Not a Substitute for Professional Health Care or Advice
The information contained in this site is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider.
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